The firm’s success comes from tailoring each solution to a client’s particular needs. That success is measured in the real differences made in our clients’ quality of life.
Established in 2020 by three friends, Matt, Brian, and Phil provide access to justice for consumers. Our firm serves clients all throughout California with offices in Los Angeles, Arroyo Grande, Santa Ana, and Riverside.
The trio of Matt, Brian, and Phil collaborate on all of their cases. Each lawyer has extensive knowledge and experience in one or more practice areas of the firm that helps them find innovative and effective strategies to handle their clients’ cases.
They have a proven track record of top legal representation for consumers who are facing debt collection lawsuits and victims of identity theft, debt collection abuse, and unfair business practices. Each and every one of our cases, from inception to conclusion, is treated individually with the utmost care and attention.
Consumers in California should know that they have important legal rights. You should also know that good legal help is only a phone call away.
Your Basic Consumer Rights
Just because you may owe a debt, debt collectors aren’t allowed to harass you. If debt collectors report false information on your credit report they’re violating the law. If you’ve been harmed by unlawful collection practices or false information on your credit report, you can sue for damages.
We’ve been there. At the Consumer Justice Law Center, we know from first-hand experience how the worst debt collectors operate – and we know what it’s like when a debt or credit dispute puts a family’s home and future at risk.
It doesn’t matter if you’re rich or poor or deeply in debt. If you’re involved in a debt or credit dispute in California, a consumer protection lawyer at the Consumer Justice Law Center can stop the harassment, solve the dispute, or defend you against a debt collection lawsuit.
With our help, consumers can challenge debt collectors and credit reporting agencies. Whatever the problem is, we’ll resolve it in a way that won’t cause a financial hardship for you or your family.
How can we help
When you become our client, we explain what your rights and options are and what we can do to help. If you can answer “yes” to any of these questions, a consumer protection lawyer at the Consumer Justice Law Center can probably help you:
- 1. Have you been harassed or sued by a debt collector or a collection agency?
- 2. Are you considering bankruptcy?
- 3. Is there incorrect information on your credit report?
- 4. Has someone opened up credit cards or taken out loans using your identity without your consent?
- 5. Have you received collection calls even after you have told the debt collector to stop contacting you?
- 6. Are you receiving robocalls from a debt collector even though you don’t owe a debt?
If you answered “yes” to any of these questions, contact us – (888) 488-2552 – to learn more about your rights.
What Will Justice Cost
A consumer protection attorney’s help may cost less than you think – if there’s any cost at all. Most consumer protection laws are “fee shifting” laws, meaning that if you sue a company for violating the law, they have to pay your attorneys’ fees if you prevail.
In cases that require a fee – if we defend you against a debt collection lawsuit, for example – we strive to keep our rates affordable, and we’ll find a way to work with you.
We’ll work with you and take the legal steps necessary to stop the harassment or resolve the issue you are facing. If you’re ready to learn more contact us at (888) 488-2552, and we’ll move forward together.
I was looking for advice about a credit card debt situation I got myself into. I was scared and had no idea how to respond to the forms I was given. It’s very intimidating to be told by a court document you must respond within 30 days. I found Matthew Loker thru an online search. I went into the office on my lunch break and just the 20 or so minutes I spent that first day made me feel at ease. He explained the process so clear and made me less nervous. At our first official meeting he explained the steps he would take with my specific case. With Matthew’s guidance and explanation I was able to notice that the particular debt collection company that had my case was doing things that were wrong. I let Matt know and he was all over it. He was able to turn me into a plaintiff instead of me being on the defense. Today, I’m settling this particular debt. It is being cleared from my credit report($6000) and I’m actually getting settlement money. $2500 to be exact. With all the fees covered as well. I couldn’t be happier with my experience and would recommend Matthew Loker to anyone facing overwhelming debt collection difficulties.
Matt’s passion for this field of work shows with how involved he is with starting his own firm, teaching law, and being a parent. I was involved with a mismatch information that led to a wrongful garnishment and money was taken from my bank account by debt collectors. As I am a young person with little experience in how to handle these cases the best legal way, Matt reached out to me and guided me on every step. He is very approachable, knowledgeable, and you always feel that he is going to help you get through whatever your trouble you are in. Very professional and very prompt, he is fair, and I highly recommend reaching out to Matt.
Phil defended a suit brought against me by an established collection company. He takes his caseload seriously and was prepared for trial. On the day of trial, the plaintiffs dismissed the suit. A total victory. I would confidently use Phil again, as well as refer him to friends and family. He is professional, courteous and respectful. More importantly, he is thoughtful and strategic in battle.