PROTECTION OF CONSUMER RIGHTS.
YOUR ALLY AGAINST CREDITORS.
California consumer protection & debt relief law firm
Consumer Justice Law Center is a premier consumer protection and debt relief law firm located in northern and southern California and serving clients throughout California. Our experienced lawyers are dedicated to defending individuals and small businesses against all types of debt collection lawsuits, judgments, wage garnishments, bank levies, and property liens. Our lawyers also help victims of debt collection abuse and identity theft vindicate their rights and reputation. Our founding attorneys are highly regarded consumer advocates with a passion for helping everyday people fight back against credit card companies, banks, and other financial institutions.
Our Attorneys
Areas Of Practice
Identity Theft
Have you or someone you care about had your identity or personal confidential information stolen or used without your permission? Contact us for a free consultation to learn how we can help you and potentially force the wrongdoers to pay your attorneys fees.
Creditor harassment
Even if you may owe money to a debt collector, the debt collector must comply with state and federal law when trying to collect from you. Call today to discuss how we can hold debt collectors accountable for breaking the law!
Telephone harassment
If you have received unwanted calls from debt collectors, banks, and other companies on your cell phone, you may be able to collect between $500 and $1,500 per telephone call.
Wage garnishment
If you are facing a wage garnishment, we may be able to challenge and undo the wage garnishment order.
Illegal car repossession
Has your car been repossessed?
Not all repossessions are legal and handled lawfully, so you may be able to take action to recover compensation. Learn more.
Personal Loan/Debt
From payday loans to credit card and medical debt, the attorneys at the Consumer Justice Law Center have handled them all. Learn More.
Student loan lawsuit
Sued for a Student Loan? Our attorneys can defend you and position you for an optimal resolution. Call us to learn more.
Credit card lawsuit
Falling behind on credit card payments could result in the credit card company filing a lawsuit against you. Call us to get help now.
Begin with a Free Consultation 888.488.2552
Our Latest News
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Collection Calls for a Friend or Relative
You’ve just received a robocall from a debt collector for a friend or relative. You’re probably asking how the debt collector got your information. When the friend or relative submitted a credit or loan application, they may have provided your information, including cell phone number, as a reference. Someone else providing your cell phone number
October 26, 2020 -
Cease and Desist Letters: The Best Tool ToFight Back Against Debt Collectors
One of the most powerful bodies of law a consumer can use to fight back against debt collector harassment is the Fair Debt Collection Practices Act (FDCPA), or its California counterpart the Rosenthal Debt Collection Practices Act (RFDCPA). Under the FDCPA and Rosenthal Act, you can demand that a debt collector stop contacting you by
October 26, 2020 -
Fraud and Identity Theft in the Military
October 12, 2020
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I was looking for advice about a credit card debt situation I got myself into. I was scared and had no idea how to respond to the forms I was given. It’s very intimidating to be told by a court document you must respond within 30 days. I found Matthew Loker thru an online search. I went into the office on my lunch break and just the 20 or so minutes I spent that first day made me feel at ease. He explained the process so clear and made me less nervous. At our first official meeting he explained the steps he would take with my specific case. With Matthew’s guidance and explanation I was able to notice that the particular debt collection company that had my case was doing things that were wrong. I let Matt know and he was all over it. He was able to turn me into a plaintiff instead of me being on the defense. Today, I’m settling this particular debt. It is being cleared from my credit report($6000) and I’m actually getting settlement money. $2500 to be exact. With all the fees covered as well. I couldn’t be happier with my experience and would recommend Matthew Loker to anyone facing overwhelming debt collection difficulties.
Brandi M.
Matt’s passion for this field of work shows with how involved he is with starting his own firm, teaching law, and being a parent. I was involved with a mismatch information that led to a wrongful garnishment and money was taken from my bank account by debt collectors. As I am a young person with little experience in how to handle these cases the best legal way, Matt reached out to me and guided me on every step. He is very approachable, knowledgeable, and you always feel that he is going to help you get through whatever your trouble you are in. Very professional and very prompt, he is fair, and I highly recommend reaching out to Matt.